A family sharing a moment in their kitchen, a toddler touching noses with their dad

The big moments

take planning.

Turn big purchases into manageable payments. Choose equal monthly payments or pay later, with 0% interest¹ on promotional plans.

Apply now

Find a store

0% interest¹

ON PROMOTIONAL PLANS

100% Canadian

OWNED AND OPERATED

8,000+

STORES ACROSS CANADA

Apply Once

SHOP AGAIN AND AGAIN

  • Staples logo
  • The Brick logo
  • Samsung logo
  • Casper logo
  • Michael Hill logo
  • Miele logo
  • Visions Electronics logo
  • Leon's logo
  • Peoples Jewellers logo
  • Sleep Country logo
A family sharing a moment in their kitchen, a toddler touching noses with their dad

The big moments

take planning.

Turn big purchases into manageable payments. Choose equal monthly payments or pay later, with 0% interest¹ on promotional plans.

Apply now

Find a store

0% interest¹

ON PROMOTIONAL PLANS

100% Canadian

OWNED AND OPERATED

8,000+

STORES ACROSS CANADA

Apply Once

SHOP AGAIN AND AGAIN

  • Staples logo
  • The Brick logo
  • Samsung logo
  • Casper logo
  • Michael Hill logo
  • Miele logo
  • Visions Electronics logo
  • Leon's logo
  • Peoples Jewellers logo
  • Sleep Country logo
A family sharing a moment in their kitchen, a toddler touching noses with their dad

The big moments

take planning.

Turn big purchases into manageable payments. Choose equal monthly payments or pay later, with 0% interest¹ on promotional plans.

Apply now

Find a store

0% interest¹

ON PROMOTIONAL PLANS

100% Canadian

OWNED AND OPERATED

8,000+

STORES ACROSS CANADA

Apply Once

SHOP AGAIN AND AGAIN

  • Staples logo
  • The Brick logo
  • Samsung logo
  • Casper logo
  • Michael Hill logo
  • Miele logo
  • Visions Electronics logo
  • Leon's logo
  • Peoples Jewellers logo
  • Sleep Country logo
A family sharing a moment in their kitchen, a toddler touching noses with their dad

The big moments

take planning.

Turn big purchases into manageable payments. Choose equal monthly payments or pay later, with 0% interest¹ on promotional plans.

Apply now

Find a store

0% interest¹

ON PROMOTIONAL PLANS

100% Canadian

OWNED AND OPERATED

8,000+

STORES ACROSS CANADA

Apply Once

SHOP AGAIN AND AGAIN

  • Staples logo
  • The Brick logo
  • Samsung logo
  • Casper logo
  • Michael Hill logo
  • Miele logo
  • Visions Electronics logo
  • Leon's logo
  • Peoples Jewellers logo
  • Sleep Country logo

Flexiti is for the big purchases: the sofa, the fridge, the ring. Financing built for the moments that take planning, with payments that fit your lifestyle.

Flexiti is for the big purchases: the sofa, the fridge, the ring. Financing built for the moments that take planning, with payments that fit your lifestyle.

Flexiti is for the big purchases: the sofa, the fridge, the ring. Financing built for the moments that take planning, with payments that fit your lifestyle.

HOW IT WORKS

Get approved once.

Shop your favourite stores.

Apply now

HOW IT WORKS

Get approved once.

Shop your favourite stores.

Apply now

HOW IT WORKS

Get approved once.

Shop your favourite stores.

Apply now

01

Apply online or in-store

Start your application on your phone on the go or with a sales associate in-store. Either way, you’ll have a decision in seconds.

01

Apply online or in-store

Start your application on your phone on the go or with a sales associate in-store. Either way, you’ll have a decision in seconds.

02

Shop the stores you already love

Flexiti is accepted at 8,000+ locations across Canada, from furniture and appliances to jewellery and electronics.

02

Shop the stores you already love

Flexiti is accepted at 8,000+ locations across Canada, from furniture and appliances to jewellery and electronics.

03

Plan it, then finance it at checkout

Know your options, then choose the plan that’s right for you at checkout.

03

Plan it, then finance it at checkout

Know your options, then choose the plan that’s right for you at checkout.

WHERE TO SHOP

Explore the network.

Winter tires, the right mattress, or a new laptop for school. Pick a category to see where Flexiti is accepted.

Find a store near you

More categories

All categories

PLANS

Three ways to pay.

Pick one at checkout.

Compare plans

Apply now

PLANS

Three ways to pay.

Pick one at checkout.

Compare plans

Apply now

PLANS

Three ways to pay.

Pick one at checkout.

Compare plans

Apply now

01 · EVEN SPLIT

0% interest available¹

$/month

Break your purchase into equal monthly payments over a set term.

01 · EVEN SPLIT

0% interest available¹

$/month

Break your purchase into equal monthly payments over a set term.

02 · PAY IN A BIT

0% interest available¹

$0 today

Take it home now and defer payments until the end of your term.

02 · PAY IN A BIT

0% interest available¹

$0 today

Take it home now and defer payments until the end of your term.

03 · REGULAR CREDIT

Your pace

Pay it down at your own pace, making minimum monthly payments, just like a regular credit card.

03 · REGULAR CREDIT

Your pace

Pay it down at your own pace, making minimum monthly payments, just like a regular credit card.

A man loading laundry, seen through the door of a washing machine

WASHER + DRYER

$2,400

$100

/ month

12 mo

18 mo

24 mo

36 mo

Interest

0%¹

Total you pay

$2,400

PAYMENT ESTIMATOR

Know your options

Enter a price and pick a term, to find the monthly payment that fits best.

Try the estimator

Illustrative purposes only for promotional 0% plan. Estimated monthly payments. Potential fees and taxes excluded.

A man loading laundry, seen through the door of a washing machine

WASHER + DRYER

$2,400

$100

/ month

12 mo

18 mo

24 mo

36 mo

Interest

0%¹

Total you pay

$2,400

PAYMENT ESTIMATOR

Know your options

Enter a price and pick a term, to find the monthly payment that fits best.

Try the estimator

Illustrative purposes only for promotional 0% plan. Estimated monthly payments. Potential fees and taxes excluded.

A man loading laundry, seen through the door of a washing machine

WASHER + DRYER

$2,400

$100

/ month

12 mo

18 mo

24 mo

36 mo

Interest

0%¹

Total you pay

$2,400

PAYMENT ESTIMATOR

Know your options

Enter a price and pick a term, to find the monthly payment that fits best.

Try the estimator

Illustrative purposes only for promotional 0% plan. Estimated monthly payments. Potential fees and taxes excluded.

QUESTIONS

The questions people ask

before they apply.

How do I apply?

Apply at flexiti.com or at any participating Flexiti retailer, in-store or online. Get a decision in moments and, if approved, start shopping right away with your virtual card. Wave Card retailers may vary.

How long does it take to get a decision?

Am I eligible?

Does Flexiti check my credit?

Can I start shopping right away?

What if I'm declined?

See all FAQs

Two friends laughing while playing video games on a couch

Ready when you are.

Apply in minutes.

Apply now

Find a store

Two friends laughing while playing video games on a couch

Ready when you are.

Apply in minutes.

Apply now

Find a store

Two friends laughing while playing video games on a couch

Ready when you are.

Apply in minutes.

Apply now

Find a store