Why get a FlexitiCard?

  • Quick approval1.
  • Get what you want now and pay later.
  • Our payment plans make your purchase more affordable.
  • Easily pay online through your own bank account.
  • Our promotional financing rates are lower than credit card interest.

Flexible financing with 0% interest available!2

Even split

Buy now, pay it off in equal monthly payments.

Pay in a bit

Buy today, start paying later.

Or use it like a regular credit card

Buy it now, pay it off next month.

Flexible financing with 0% interest available!2

Even split

Buy now, pay it off in equal monthly payments.

Pay in a bit

Buy today, start paying later.

Or use it like a regular credit card

Buy it now, pay it off next month.

Want to talk? Let's talk!

Contact us
  • 1 Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.

    2 O.A.C. Subject to terms of your Flexiti cardholder agreement. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. For equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance and fees, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Interest at the Account AIR accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35% for Quebec residents). Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promos and terms may be changed without notice. Flexiti and the Flexiti design are trademarks of Flexiti Financial Inc.